Terms of Service

1. Agreement to Terms

By accessing or using American Calculators ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Service.

2. Description of Service

American Calculators provides free online calculators for financial, health, lifestyle, and educational purposes. Our calculators include but are not limited to:

• Financial calculators (mortgage, loan, retirement, 401k, etc.)
• Health calculators (BMI, calorie, etc.)
• Lifestyle calculators (wedding, tip, date, etc.)
• Educational calculators (GPA, percentage, etc.)

3. Use of Service

3.1 Permitted Use

You may use the Service for lawful, personal, non-commercial purposes. You agree to:

• Provide accurate information when using calculators
• Use the Service in compliance with all applicable laws
• Respect intellectual property rights

3.2 Prohibited Use

You agree NOT to:

• Use the Service for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to the Service or systems
• Interfere with or disrupt the Service or servers
• Use automated systems (bots, scrapers) without permission
• Copy, reproduce, or distribute content without authorization
• Transmit viruses, malware, or harmful code

4. Disclaimer of Warranties

We specifically disclaim:

• Accuracy: Calculator results are estimates and approximations only
• Professional Advice: Results do not constitute financial, legal, tax, or medical advice
• Reliability: We do not guarantee uninterrupted or error-free service
• Fitness for Purpose: Results may not be suitable for your specific situation

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, AMERICAN CALCULATORS SHALL NOT BE LIABLE FOR:

• Any indirect, incidental, special, or consequential damages
• Loss of profits, revenue, data, or business opportunities
• Damages resulting from reliance on calculator results
• Errors, inaccuracies, or omissions in calculator outputs
• Unauthorized access to or alteration of your data

Your use of the Service is at your sole risk. Always consult qualified professionals before making important decisions.

6. Third-Party Links and Advertising

Our Service may contain:

• Affiliate Links: We may earn commissions from product recommendations
• Third-Party Advertisements: Displayed through Google AdSense and other networks
• External Links: Links to third-party websites we do not control

We are not responsible for the content, privacy practices, or terms of third-party websites or advertisers.

7. Intellectual Property

All content, features, and functionality of the Service (including text, graphics, logos, calculator algorithms, and software) are owned by American Calculators and protected by copyright, trademark, and other intellectual property laws.

8. User Accounts

If you create an account, you are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized access

9. Indemnification

You agree to indemnify and hold harmless American Calculators from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the Service or violation of these Terms.

10. Modifications to Service and Terms

We reserve the right to modify or discontinue the Service at any time without notice. We may also update these Terms from time to time. Continued use of the Service after changes constitutes acceptance of the modified Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the State of [Your State], without regard to conflict of law principles.

12. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

13. Contact Information

If you have questions about these Terms of Service, please contact us: